Top tips on how you can avoid being scammed

by Vicky Brien

Anyone can become the target of a scam.

Regardless of background, age or income level, any one person may be vulnerable to a scam at some time. From cybercrime and unexpected winnings to dating scams and fake charities, don’t be fooled into thinking it’s just the naïve or gullible who are targeted.

But it’s not all doom and gloom. We explore some of the common scams out there and explain how you can avoid falling victim to them.


1. Beware of any requests for your personal or bank account details

This might sound an obvious one, but never, under any circumstances, send money or give your credit card details to someone you don’t know. In today’s digital age, so many of us are used to sharing our details online without realising the consequences. Just think twice before sharing any data or transferring money to someone else: money laundering is a criminal offence.

2. Get to know the person you are dealing with

Take your time to do a little research on the person or business you are dealing with. If you still feel you need more information, then try out HooYu. Our ID verification tool takes minutes to complete and can verify if you are dealing with a genuine person or not.

3. Don’t create obvious passwords

Such as your name and date of birth. More often than not, personal data is hacked due to lazy passwords. Create passwords that are hard for others to guess and try to update them regularly. Don’t forget; never give out your passwords.

4. Keep all personal details secure

Aim to shred any important bills and documents before putting them in the bin. When it comes to your electronic equipment, make sure all mobile devices and laptops are password protected.

5. Don’t open any emails from people you don’t know or are wary of.

In simple terms, be wary of any emails you receive from someone you don’t know or that look peculiar in any way. Try not to click on any links if opening any of these emails. We know it’s very easy to click a link in an email or social media post, but just take your time and read the information carefully.

The world of scamming can be a scary and a vast one. Here are some typical scams out there to be aware of: 

Dating scams

Again, with any type of scam, research is key in scam prevention. Take your time and do the research. Be on the lookout for fake sites and always be wary of any requests for money from individuals you are speaking with. Take a look at our top tips on how to stay safe when dating online.

If you’ve won a prize or a competition then it tends to be free…

Scammers often target individuals with unexpected winnings to entice them but why should you pay to receive your prize? You are not required to pay anything to receive your prize; it’s the law and does not make sense to do so!

Unexpected money

Whether it be it inheritance or Nigerian scams, this type of scam can often be too common. However enticing it may be, don’t send your bank account details. Seek advice from an independent source. HooYu can verify an individual’s identity in minutes, take a look how.

Fake charities

Fake charities seem to be on the rise. If you are approached on the street or at your home, be sure to check their identification. If you are contacted via email then research the company before making a donation. HooYu provides individuals with the tool to do this in minutes. 

HooYu is a unique global identity confirmation service used not only by businesses checking that their customers are who they say they are but also by consumers who want to check another person’s identity before they proceed with an important or sensitive transaction.

We protect consumers from scams and financial loss by giving them access to the same technology that banks and online businesses have been enjoying for years to make sure their customers are who they say they are.

If you’d like to find out how HooYu can help you, then contact us today.

Don’t suffer in silence – speak out about scams.


Vicky Brien

Senior Marketing Executive